or call toll free
1-877-252-6990

Home Counselor Online™

(HCO) is a dynamic, free, and efficient Web-based means of bringing housing professionals (counselors, lenders, and mortgage brokers) together to help consumers prepare for, apply for, and receive home loans -- as well as provide the post-purchase support necessary to remain successful homeowners.

Reverse Mortgage

Post Purchase Support & Debt Management

Default Foreclosure

← Back to Resources

In 15 minutes with us, you'll learn more about the mortgage process than you thought possible. Try us - what have you got to lose?
learn the tricks of mortgage in our Buyer Ready program

pull a credit report

Accurate mortgage quotes require that you pull a real mortgage credit report. We'll show you how to take control of your credit report and tune up your credit profile for the highest possible score before locking in your rate. ...learn more.

secondary market pricing

Once we have your mortgage credit report, we show how you were "scored" by Fannie Mae - an agency that gives lenders recommendations of the risk level your loan request presents. ...learn more.

choose your loan program

After learning how Fannie Mae rated you, we'll show you what your loan options are and help you choose the program that works best for your personal finances. ...learn more.