Disclosure Documents
These booklets provide additional information regarding your mortgage finance transaction. Please contact your Product Consultant or use our live chat if you have any questions.
Cost Settlement Booklet from the Housing of Urban Development (HUD)
This handbook explains the cost and charges associated with getting a mortgage, it breaks down and defines each specific settlement cost. Defines the roles of parties associated with mortgage lending and provides and overview of RESPA Disclosures and your rights under RESPA.
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Consumer Handbook on Adjustable Rate Mortgages (CHARMS)
This handbook explains how Adjustable Rate Mortgages (ARMs) work and discusses some of the issues that borrowers may face. It includes ways to reduce the risks and gives some pointers about advertising and other ways you can get information from lenders and other trusted advisers.
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What you should know about Home Equity Lines of Credit (HELOC)
This handbook explains how Home Equity Line of Credit (HELOC) work. A home equity line of credit is a form of revolving credit in which your home serves as collateral. With a home equity line, you will be approved for a specific amount of credit—your credit limit, the maximum amount you may borrow at any one time under the plan. It provides a comparison with second mortgages, a checklist and where to get information.
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