Information is your strongest asset in a credit crunch
Knowing what’s going on with your credit is your best defense against tightening credit.
Knowing your score could mean big savings for you in monthly payments and thousands of dollars per year in savings. But in may cases it goes much deeper than that. In today's tight credit atmosphere, everyone is concerned about a lender's ability to fund loans and the extra cost that comes with it. Being prepared is cruical to being able to optimize the market conditions in your favor. If you really want to know where you stand, the first action you should take is to pull your personal mortgage credit report.
What is a mortgage credit report?
Unlike the consumer credit reports being offered by banks and 800 free television ads - which is an aggregate score from reporting agencies, a mortgage credit reports include individual scores from the three primary agencies; Experian, Trans Union, and Equifax.
Don't underestimate the difference between a consumer credit report and a mortgage credit report - without a true mortgage credit report, you can't get approvals for a loan, nor can you get real pricing. If you score doesn't measure up, purchasing a home will be very difficult. And be sure to get your disclosure in writing - it's required by law and you should now your rights as a consumer.
Use our system to pull your report. We not only provide your full mortgage credit report we automate the compliance of this important step of the mortgage process. Better yet we will even throw in a free personalized credit analysys with one of the best tools in the business. Join us online via our secure live chat where we can analyze your credit and work your finances through an optimization tool to see how a small adjustment in your score would alter your approval and or your rate.
Special Bonus - you get your mortgage credit report at our wholesale cost. Yes that's right - as a mortgage provider we can't make any money by helping you pull your own credit report. We are required by law to have this service on safe and secure enviroment. Do it today. For $20 bucks, it is the smartest credit purchase choice you can make.
Accurate mortgage quotes require that you pull a real mortgage credit report. We'll show you how to take control of your credit report and tune up your credit profile for the highest possible score before locking in your rate. ...learn more.
Once we have your mortgage credit report, we show how you were "scored" by Fannie Mae - an agency that gives lenders recommendations of the risk level your loan request presents. ...learn more.
After learning how Fannie Mae rated you, we'll show you what your loan options are and help you choose the program that works best for your personal finances. ...learn more.