GO Financial - Buyer Ready Program™

Gain peace of mind by knowing that you completely understand what your options are and where your money goes when getting a mortgage.

Step 1 – Credit Review
Learn about Credit reports, what affects credit scores, and how to obtain your own report without getting trapped in the FREE Credit scams you see on TV.

Step 2 – Credit Optimization
Generate a detailed profile of your finances and review what steps may be available to improve your score.

Step 3 – Getting Approved with Fannie Mae
Learn how lenders assess your risk profile and get a copy of the actual report with your risk score, loan approval conditions and appraisal requirements.

Step 4 – Learning About Fees and Loan Options
Receive a price quote for a new mortgage, learn about the different fees lenders charge and review the myriad of options available to help you structure your mortgage to best fit your financial picture.

Step 5 – Consumer Awareness Review
Take advantage of government sponsored counseling and programs designed to help borrowers understand their options. For first time homebuyers hoping to get in a home using a Fannie Mae approved 97% LTV product, counseling is mandatory.

Final – Fannie Mae Certified Case File ID number
With a Fannie Mae certification, you are cleared to close a loan as soon you provide the documents required in the conditions of approval. This document will prove to sellers and real estate agents that you are 'ready to buy'.

Upon completion of the Buyer Ready Program™, you’ll have complete details
regarding your maximum purchase price, the documentation you'll be required
to provide and what type of fees are ‘normal’ for your loan scenario.

 

Best of all, learn how to take advantage of a buyers market!